On vacation at your own expense

On vacation at your own expense
On vacation at your own expense
Anonim

Having received a long-awaited vacation, I want to put all thoughts out of my head, close my eyes and sink into a sun lounger on the beach of some terribly distant foreign country. But, unfortunately, even on vacation you can’t get away from money worries. So give them a warm welcome.

Vacation at your own expense

Having received a long-awaited vacation, I want to put all thoughts out of my head, close my eyes and sink into a sun lounger on the beach of some terribly distant foreign country. But, unfortunately, even on vacation you can’t get away from money worries. So give them a warm welcome.

  • If you plan to take a large amount with you, it is much more convenient to carry it not in cash, but on plastic cards. In this case, the money will not have to be declared - regardless of the amount (in cash without supporting documents, you can take out no more than $ 1,500).
  • It is best to exchange a small amount of cash back in Russia - it is not known what time of day you will get to the place and whether exchange offices will be open. And the exchange rate in a Russian bank is better than at an airport or a hotel. It is customary to take commissions in most foreign exchangers, so try to find an exchange office not only with a good exchange rate, but also with the inscription No commission. Never exchange money from your hands.
  • Use the services of an exchange office in a hotel only as a last resort - the rate there is usually the most disadvantageous.
  • If you are going to Europe, exchange dollars for euros in Russia: the dollar in European countries is lower than ours.
  • To those countries where neither the dollar nor the euro is official money, it is better to go with the currency in which you usually keep your savings. You still have to buy local currency.
  • It is very easy to get confused in unfamiliar banknotes, especially in the early days. Feel free to use a calculator when calculating and be careful. It is better to spend a few extra minutes at the exchange office than to become a victim of fraud. Do not throw away the exchange receipt, in some countries, in order to exchange the remaining local currency for dollars, you need to confirm that it was acquired legally. Yes, and to return the money, if you were deceived, it will be possible only on the basis of this document.
  • Money and documents must be stored so that they do not become the prey of scammers. In public places, hold bags and wallets firmly in your hands. Going for a walk or to the beach, leave valuables, documents and money in the hotel safe. The exception is small amounts for pocket expenses and a credit card. And if you get a cute waterproof case with a drawstring, then you can even swim with credit cards.
  • In large stores of the European Union, the Tax Free system has been adopted. If you buy goods for a certain amount in one store (usually 100 euros), at the border you will be refunded the amount of sales tax or transferred to your bank account. To apply for Tax Free, show the seller your passport and ask for a receipt. When leaving the country, present it at customs or at the border point. The main rule is that the goods for which you receive a tax refund must be new (with tags and in packaging).
  • Check the cost of your phone calls. It is usually cheaper to use local pay phones to call home than your mobile phone. The cost of mobile calls from distant countries sometimes exceeds even the cost of a conversation at a hotel rate. Try to find out in advance with your telephone operator how you can save on roaming.
  • If you have a plastic card, try to pay with it wherever it is accepted. As a rule, the conversion rate will be more profitable than if you withdraw cash from an ATM.
  • If you really need to withdraw money through an ATM, it is better to immediately withdraw a large amount, for example, one hundred euros, and not twenty, since the larger the amount, the more profitable the exchange rate and the less significant the bank commission.
  • Your cards were stolen? Call a Russian bank (do not forget to take your phone number with you and keep it separate from your wallet and credit cards!), your card will be immediately blocked so that the thief cannot use the bank account. But it will be possible to restore the card only at home.
  • Your money, documents and return tickets were stolen? The situation is critical! Call the Russian Consulate and they will help you return home.

SIMPLE TIPS

Shopping for souvenirs

  • Determine the amount you can spend on souvenirs for yourself and gifts for loved ones. - Make a list of people you would like to bring something to.
  • Do not buy souvenirs in the hotel and on the main streets - it is always more expensive.
  • Don't shop on the first days of your vacation - look around and ask the price.
  • If you buy something on the market or from the hands, do not hesitate to bargain - this is accepted in all countries of the world without exception.
  • Don't leave shopping for gifts and souvenirs until the last day - in a hurry, you are more likely to make the wrong choice.
  • Buy large sets that are divided into several small things - with one purchase you can pay attention to many at once.

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