8 ways to save money

8 ways to save money
8 ways to save money
Anonim

Some expenses seem so small that it makes no sense to pay attention to them. Is it worth thinking about when the products on the market are cheaper - in the morning or in the evening? And does it make sense to check how the amount is put down in your phone bill? But in fact, such trifles add up to quite significant amounts.

8 ways to save

Some expenses seem so small that it makes no sense to pay attention to them. Is it worth thinking about when the products on the market are cheaper - in the morning or in the evening? And does it make sense to check how the amount is put down in your phone bill? But in fact, such trifles add up to quite significant amounts

8 WAYS TO SAVE

ON THE MARKET

1 If you buy vegetables and fruits at the collective farm market, know that it is best to arrive half an hour before closing. At this time, sellers try to sell the remaining goods and sell them much cheaper than in the morning, when the trading day is ahead. And the farmers who come to the city are ready to give away the goods at the end of the day for nothing, just not to carry it back. As a rule, the market is most expensive on Friday, weekends and holidays, and cheaper on Monday and right after the holidays.

2 In autumn it makes sense to freeze vegetables for the winter - peppers, zucchini, eggplant, greens. Many people know this. Even now it is profitable to buy for future use and freeze fresh fish and meat: it will be more expensive in winter.

3 Everyone knows it's cheaper to buy bulk food. However, don't buy too much and don't forget shelf life, otherwise the savings will be dubious. For example, potatoes, carrots and beets bought in the fall are stored in a city apartment for no more than two months. Any product can be kept in the freezer for up to three months (deep freeze mode). But canned vegetables and fruits in a dark, cool place (like a pantry) can easily last a whole year.

4 When buying cheap food Always check the expiration date wherever you go, in the store or in the market.

IN STORE

5 We all look at expensive and beautiful things from time to time, which at the first moment seem vital. Take your time! Postpone the purchase for a few days, or even make a list of things you would like to purchase. After a while, return to the store and evaluate everything with a fresh look: are you still sure that you cannot live without this thing? Yes? Then buy and enjoy. Not? Congratulations, you killed two birds with one stone: saved a decent amount and avoided disappointment in the purchase.

6 Keep all receipts confirming your purchase. Only if you have a receipt, you can return defective goods to the store, take advantage of the warranty and even return an item that you do not like or does not fit. But the latter is possible only within 2 weeks and only if the product has not been used and the packaging is not broken.

HOME

7 Check all the bills you get. Very often telephone companies and utilities send erroneous bills. Feel free to call and clarify what's the matter if the indicated amount seems unbelievably high to you.

8 Pay all bills as they come in. Don't wait for a good opportunity when you can go to the bank and pay for everything at the same time - for utilities, telephone, internet, kindergarten, etc. see how much money you have left.

SIMPLE TIPS

PLAN YOUR EXPENSES

Make a list of the main "one-off" expenses that are coming to you in the next few months, and you will be able to properly plan the family budget

  • You will need: notebook or notebook. For each month, highlight a page and list your estimated expenses.
  • Add to the list the date of payment of insurance, loans, interest and the amount to be paid.
  • Please note birthdays of loved ones, New Year, March 8. Calculate how much you can spend on celebrations and gifts. Keep in mind that if you pick up gifts in advance, you will not have to spend unreasonably large sums in the bustle.
  • Schedule replacement of cartridges, filters and other consumables in household appliances.
  • If you have old appliances that may need repair, allocate the necessary amount. Don't let these expenses come as a surprise.
  • In addition to planned expenses there are always those that are impossible to predict. In this case, you need an NZ - the more the better.

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