Spontaneous spending. How they happen and how to avoid them

Family 2022
Spontaneous spending. How they happen and how to avoid them
Spontaneous spending. How they happen and how to avoid them
Anonim

Whether you shop at a supermarket near your home or shop online, our tips will help you not empty your wallet in vain.

Spontaneous spending. How they happen and how to avoid them

It has been statistically proven that a little shopping really boosts endorphins. But in the same way, monthly credit card repayments reduce this level. How to maintain balance, climb on the Christmas tree and not scratch your hands?

Holidays

SALE

Marketers know that the bigger the discount, the more willingly open wallets. This is the calculation. 69% of buyers lose criticality at the sight of discounts. Ask yourself: “Would I buy this at full price? Do I need this thing?”.

VACATION AND EVEN BUSINESS TRAVEL

25% of shoppers make spontaneous purchases while traveling. You are relaxed and far from home - money seems to be something unimportant and insignificant. Oh, what a bauble! Think about how you will manage this amount when you return home, if you save it. Think about how this ritual African mask will fit into your interior?

SALARY DAY

18% of buyers tend to spend money the day they receive it. And we are not talking only about significant purchases. Exactly with the same success, you can lower half the salary in an economy class store. Distribute money immediately on the day of receipt until the next paycheck.

CARD PAYMENT

45% of shoppers spend more when they pay with a card instead of cash. Make it a habit to go shopping with cash, a limited amount.

SHOP LIST

Make a clear plan of what you will buy and stick to it. If you really want spontaneity, leave one item like “spend 200 r on some garbage.”

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